Payday Loans

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Payday loans, or cash advance loans, are different than your traditional bank loans, they are a short-term loans designed to be able to be paid on your following pay date. Payday loans are a flat-rate fee, no interest charging over the duration of your loan. Once the loan is due on your pay date, you will pay back the flat rate fee plus the amount borrowed.

WHAT DO I NEED?

  • Bank Statement
  • Pay Stub
  • Current Photo ID
  • Check Book

No checking account or only have a debit card?

No checks or no bank at all? No problem! Bring in a utility bill from the last 30 days with your name and address on it.

Or is your check direct deposited on a prepaid card? Bring in your card and a print out of your bank statement.

Online vs In-Person

Many times the convenience of an online loan may seem great, however, who are you dealing with? Are you dealing with someone who is close or even in the same state? Probably not.Iowa Fee Schedule
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What are the fees? Many on line lenders have a different fee schedule. Make sure you know who you are dealing with it can make all the difference.

When you come into one of our stores, you’re dealing with people who live in your neighborhood. We care about you. You need our help, and we are here to help. Your fees go back into your community.

Why us?

We are honest we will help you with the application processes. Any questions you have about your loan and payback we are willing to help you in the whole process.

  • Compare our loan interest with a bounced check at the bank. Maybe make it a little dramatic, most people who get a NSF at the bank will get more than one at one time. Those fees can add up and add up FAST!
  • Loans are great for people who get paid once a month. I had a customer explain to me they see our loan as a paycheck. Yes they have to pay it back but it’s hard to live all month with only getting paid once.